The most common type of fraud:
Request Money Fraud
Scan QR code to receive money fraud
Asking OTP for transaction
Entering OTP while reeving the money
Payment Fraud via Third-Party Apps
Social Engineering Fraud
Online fraud transaction awareness
This is a good approach for managing your financial security:
Consider you are using xxxx@gmail.com and +91 8888888888 for your normal day to day uses.
For all your financial transaction you should use a different email ID and mobile number.
Email should be completely different from First name and Last name.
That should be the randomised email ID
No special or VIP number should be used.
Your email should be like this: ght43rsf@gmail.com
Your mobile number should be: +91 9X426X123X
So that it will be harder for the hacker to guess.
Don't share this with anyone, not even your wellwisher.
How to be protected?
DOs:
Always enter the correct URL into the address box when logging on to a website.
Only use the authorised login page to enter your user id and password.
Please double-check that the page you're on is an https:// page, not a http:// one, before entering your user id and password.
Look for the lock icon in the browser's left corner, as well as the certificate from the verification authority.
Only provide your personal information over the phone or the Internet if you have initiated a conversation or session and have properly verified the counterparty.
Please keep in mind that your bank would never ask you to confirm your account details by email.
If you suspect a call is a scam, report it to the appropriate entity.
There is no legitimate company, inquire about your personal information, such as your card number, expiration date, PIN, and OTP.
Only use applications that have been validated.
Only visit websites that have been approved.
Only use secure communications.
When handling the card, be cautious.
Separate your financial information.
You should be aware of who is posing the question.
Maintain the secrecy of your passwords.
DON'Ts:
Do not click on any link sent to you by e-mail from an unknown source.
It might include harmful code or be a phishing effort.
If you get an e-mail that you suspect is a phishing effort, do not respond, click any links, or supply any personal information.
On a page that appears as a pop-up window, do not submit any information.
Never give up your password over the phone or by e-mail in response to an unwelcome request.
Always keep in mind that passwords, PINs, TINs, and other personal information are completely secret and are not shared with anyone outside of the Bank's employees or service staff.
As a result, even if questioned, you should never give such information.
DO NOT give out your OTP to anybody.
DURING THE RECEIPT OF THE MONEY, DO NOT ENTER YOUR UPI PIN.
DO NOT disclose private information such as your card number, expiration date, PIN, or OTP.
If someone invites you to install a screen-sharing programme while doing an online transaction, decline.
DO NOT SKIP OUT ON PHONE/COMPUTER SECURITY SOFTWARE.
SHARING PERSONAL INFORMATION WITH OTHERS IS NOT A GOOD IDEA.
Never click on links in SMS or emails that appear to be suspicious.
Please utilise the company's official complaint procedure when making a complaint.
Phone Pay: https://www.phonepe.com/contact-us/
Google Pay: https://support.google.com/pay/india/answer/7562363?hl=en
Comments